Aside from the insurance schemes discussed before, a wide range of coverage is also available from private companies. Whether they are necessary depends entirely on your personal circumstances, so you should consider them carefully.
Some examples are:
- Personal liability insurance
- Household contents insurance
- Occupational disability insurance
- Vehicle insurance (required if you want to register a car in Germany)
- Life insurance
- Legal costs insurance
Last updated: July 2, 2025, 10:30 am